Environmental & Pollution Liability
for Commercial Facilities
Information and online form to get you started
Typical Customers: Airports, apartments, auto dealers, auto repair shops, chemical manufacturers,
dry cleaners, golf courses, hospitals, hotels, industrial parks, manufacturing facilities,
marinas, municipalities, office buildings, oil terminals, recyclers, photo developing, pool supply stores,
schools, shopping centers, utilities, warehouses, etc.
Some Potential Exposures:
Underground/above ground storage tank leaks
spills & seepage from manufacturing/construction
operations
release of chemicals stored on the property
ground water contamination
Products Available: Options available for bodily injury, property damage and clean-up costs caused by pollution
conditions emanating from a covered property.
Minimum Premium(s):
varies by several factors.
$3,000 - $5,000 without mold
$10,000 with mold.
Additional details:
Mold is available as a covered pollutant if the insured has a
professionally prepared written "mold plan" in place.
Coverage for lead-based paint and in-place asbestos is also
available upon review of professionally prepared written maintenance plans.
Multi-year policy terms are available for many risks.
Common Issues:
Properties with existing/prior contamination will be declined by some carriers.
Residential risks with prior mold/water damage claims will be declined by some carriers.
Applicant must have a professionally-prepared written "Mold Operations & Maintenance (O&M) Plan" in
place to be
eligible for mold coverage.
Common Underwriting Requirements: most recent year-end financial statements
Chase Carmen Hunter, www.ChaseAgency.com, and Chase Financial Services Since 1993 offer services to residents of any country in the world including the following states of the United States of America:
Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts,
Michigan,
Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma,
Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington,
West Virginia, Wisconsin, Wyoming. Not all products are available in all states.
